Commercial Property and Casualty Products

• Property - including ocean cargo and foreign locations
• Liability - both domestic and worldwide
• Automobile - both domestic and worldwide
• Workers' Compensation
• Crime & Employee Dishonesty
• Excess Liability
• E-Commerce Risks - including property (physical and intellectual), business interruption and liability
• Aviation

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Specialized Liability Coverage

• Professional Liability & Malpractice
• Environmental Liability and Remediation
• Representations and Warranties
• Directors' & Officers' Liability
• Employment Practices Liability
• Fiduciary Liability
• Kidnap, Ransom and Extortion

Personal Insurance and Risk Management

• Homeowners’
• Automobiles and Antique Vehicles
• Private Collections of Jewelry, Art and Other Fine Collectibles
• Excess Liability
• Yachts & Watercraft
• Builder’s Risk
• Family Office Management Liability
• Family Trust & Trustee Liability

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Mergers & Acquisitions
LSGIP has an extensive history of participation in mergers and acquisitions with all sizes of organizations across a wide array of business segments. We provide assistance in the due diligence process, effectively bridging the gap between accountants and attorneys. The many services we provide to facilitate the M&A process include:

• Assist financial management team in the information-gathering phase
• Evaluate current insurance, benefit and risk management programs
• Evaluate historical loss experience
• Assess risk/exposures (i.e. combined new operations/products)
• Evaluate any self-insured, captive, large deductible, or retrospectively rated programs
• Review of incurred claims/potential claim exposure to determine adequacy of reserves, aggregate limits and balance sheet recognition for trending and development
• Design and implementation of an effective insurance, benefit and risk management program to respond to evolving operations

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