Sheldon Goldman, Principal, a specialist in large commercial contracting accounts and large apartment project insurance, has been involved in the life and property casualty area of the insurance industry for the past forty years. He has had extensive training in liability and in the placement of large property lines, has attended the Harvard Law School for Tort Seminars on Insurance, and has spoken before the AICPA on product liability. Shelly also represented the Michigan Condominium Association during the 1970's, when liability requirements and coverages were established for condos throughout the state.